Privacy Policy

Who we are

At www.smartspendingresources.com, the privacy of our visitors is very important to us.

Our website address is: https://smartspendingresources.com.

This privacy policy outlines the types of information about our users that may be collected here on www.smartspendingresources.com and how it is used.

The purpose of this Privacy Policy is to share with you the personally identifiable information we may collect and how it may be used.

Information we collect and how it is used

We may collect personal information that you voluntarily share such as your name or email address when you leave a comment, subscribe to a newsletter, or fill out a contact form.

Other sources may share information about you with this website.  If you link social media accounts to your user profile, we may receive your name, email address and profile picture.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If comments are enabled and you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if allowed), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If account registration is allowed and you have an account on this site, or have left comments (if allowed), you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked through an automated spam detection service.

Affiliate participation

The Website may participate in affiliate marketing, which involves embedding tracking links into the Website. If you click on a link that is part of an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Smart Spending Resources is a participant in the Amazon Services LLC Associates Program, which is an affiliate advertising program designed to provide a means for sites to earn advertising fees by sharing links to Amazon.com. 

Smart Spending Resources may earn a commission if you click on any links included on this website. 

Please contact us at saving@smartspendingresources.com with any questions.